1. When litigation or an investigation is reasonably anticipated

2. When a Summons and Complaint are properly received

3. When representatives know that a lawsuit is a possibility

4. When counsel anticipates a lawsuit or investigation

5. When established facts suggest that litigation is likely

6. When one receives a written claim that expressly and credibly threatens a lawsuit

7. When a plaintiff chooses to file a lawsuit

8. When a business is first on notice